Google Pay Loan Apply Online: Google Pay now offers instant personal loans up to ₹1,00,000 through its app in partnership with DMI Finance. Whether you’re a small business owner or facing a financial emergency, you can apply for a sachet loan or personal loan using the Google Pay app in just a few minutes.
In this article, you’ll get complete information on Google Pay Loan Apply Online, eligibility, documents required, features, interest rates, and the complete step-by-step process.
Highlights of Google Pay Loan 2025
| Feature | Details |
|---|---|
| Loan Provider | DMI Finance Limited |
| Loan Platform | Google Pay App |
| Loan Amount | ₹10,000 to ₹1,00,000 |
| Loan Type | Digital Personal Loan / Sachet Loan |
| Disbursal Time | Within 10 Minutes |
| Credit Check | Yes (CIBIL Score Required) |
| Eligibility | Pre-approved Customers Only |
| Interest Rate | Varies (starts from ~11.99% p.a)* |
| Repayment Tenure | Up to 36 Months |
Why Choose Google Pay Loan?
- No Paperwork – 100% Digital Process
- Quick Approval & Disbursal – Loan credited in minutes
- Flexible Loan Amount – From ₹10,000 to ₹1,00,000
- Safe & Secure – Powered by DMI Finance, a trusted NBFC
- Pre-Approved Offers – Only for eligible users
How to Apply for Google Pay Loan Online?
Follow these simple steps to apply for an instant personal loan using Google Pay:
Step 1: Open the Google Pay App
Make sure your app is updated to the latest version.
Step 2: Go to “Money” in the Promotions Section
If you’re pre-approved, you’ll see the “Money” option in the Promotions tab.
Step 3: Tap on the Loan Offer
Click on the “Loan” option and view the offers available for you.
Step 4: Choose DMI Finance Personal Loan
Tap on the DMI Personal Loan option to proceed.
Step 5: Complete KYC and Upload Documents
Fill in your personal details and complete KYC using your PAN and Aadhaar-linked mobile number.
Step 6: Submit & Get Money
After successful verification, the loan amount will be credited to your bank account instantly.
Documents Required for Google Pay Loan
- PAN Card
- Aadhaar Card (linked with your mobile number)
- Active Bank Account for credit of loan
- Good CIBIL Score (preferably 700+)
Eligibility Criteria
- You must be a pre-approved customer of Google Pay.
- Your CIBIL score should meet the lending criteria.
- You should have a valid PAN and Aadhaar linked with a mobile number.
- You must be using Google Pay regularly.
Note: If you do not see the loan option in your app, update Google Pay or check again after a few days.
Tips to Get Loan Offer in Google Pay
- Keep your Google Pay usage active (payments, bills, recharges).
- Maintain a good credit score.
- Keep your KYC details updated.
- Use Google Pay regularly to increase eligibility.
Important Links
- Apply for Google Pay Loan – Click Here
- Download Google Pay App – Click Here
Interest Rate & Charges
| Type | Value |
|---|---|
| Interest Rate | Starts from 11.99% p.a (approx.) |
| Processing Fee | May apply as per lender terms |
| Late Payment Fee | As applicable by DMI Finance |
Frequently Asked Questions (FAQs)
Is Google Pay loan available to everyone?
No, only pre-approved users can apply.
What is the maximum loan amount in Google Pay?
Up to ₹1,00,000, depending on your credit profile.
How much time does it take to get the loan?
If approved, you get the loan amount within 10 minutes.
Is it safe to take a loan from Google Pay?
Yes, loans are provided by DMI Finance, a registered NBFC.
Final Words
Google Pay’s loan service is a reliable, fast, and secure way to get small personal loans in emergency situations. It’s a great addition for salaried professionals, freelancers, and small business owners looking for quick cash. Just ensure that your credit score is good, and your KYC is up to date.
Apply today and get instant personal loan approval directly in your bank account!
