Personal Loan 2025: Looking for a quick personal loan in 2025? Whether you’re a salaried employee or self-employed, you can now get instant loans ranging from ₹5,000 to ₹15,00,000 directly through the Buddy Loan App. Backed by RBI-approved NBFCs, the app offers secure, paperless, and fast disbursals with interest rates starting at just 11.99% per annum.
Loan Amount: ₹5,000 to ₹50,00,000
Interest Rate: Starting from 11.99% p.a.
Loan Tenure: 6 months to 5 years
Check Credit Score: Free every month
Loan Type: Personal & Business Loan (No Collateral Required)
Approval: In just minutes
Personal Loan Example (2025)
Example: If you borrow ₹1,00,000 at 13% interest for 1 year:
- Processing Fee: 2% = ₹2,000 + GST = ₹2,360
- Line Setup Fee: ₹499 + GST = ₹588 (One-time)
- EMI: ₹8,932
- Total Interest: ₹7,181
- Total Repayment: ₹1,10,129
- APR Range: Up to 36% based on lender profile
Why Choose Buddy Loan App?
Personal Loan 2025 Buddy Loan is one of India’s most reliable loan aggregator platforms, helping users find the best loan offers from 20+ RBI-registered lenders.
Key Features:
- Instant Loans up to ₹50 Lakhs
- 100% Digital & Paperless Process
- Secure Data Protection (128-bit SSL encryption)
- Check Free Credit Score Every Month
- Quick Disbursal & High Approval Rate
- Flexible Repayment Options (6 to 60 months)
Who Can Apply? (Eligibility Criteria)
| Criteria | Requirement |
|---|---|
| Age | 21 to 60 years |
| Citizenship | Indian Resident |
| Income | Min ₹15,000/month (salaried) |
| Business Turnover | As per lender (for self-employed) |
| CIBIL Score | 650+ (higher scores = better offers) |
| Employment Type | Salaried or Self-Employed |
| Business Vintage (for loan) | Minimum 2 years |
Types of Loans Available
1. Personal Loan for Salaried and Self-Employed
Use funds for wedding, education, medical emergency, shopping, travel, home renovation, etc.
2. Instant Business Loan (No Collateral)
Special loans for MSMEs and startups. Get funding up to ₹50 Lakhs with quick approval and flexible repayment.
How to Apply for Instant Loan (Step-by-Step)
- Download & Open Buddy Loan App – Click Here
- Enter Your Details – Personal, income & employment info
- Choose Loan Amount – Select repayment duration
- Get Matched with Lenders – From top RBI-approved NBFCs
- Loan Disbursed – Directly to your bank account
Completely paperless
No collateral required
Safe & reliable
Check Your Credit Score – FREE
Personal Loan 2025 Buddy Loan helps you check your credit score for free and gives a complete credit analysis by email. Monitor your credit health monthly and become eligible for better financial opportunities.
Your Data is Secure
All data is encrypted using 128-bit SSL. Your personal details are transmitted securely and never shared without your permission.
Contact for Loan Assistance
- Email: info@buddyloan.com
- Phone: 080-47097512
- Address: No: 1187, 5th Main, 21st Cross Rd, Sector 7, HSR Layout, Bengaluru – 560102
Download Buddy Loan App – Apply Now!
Click Here to Download the Buddy Loan App
SEO-Focused FAQs (CPC Keywords)
What is the best app for instant personal loans in 2025?
Buddy Loan App is one of the best-rated apps for instant personal loans in 2025 with quick approvals and flexible repayment options.
Can I get a personal loan without a CIBIL score?
A minimum CIBIL score of 650+ is generally preferred, but you may still qualify based on income, employer, and other factors.
Is Buddy Loan App safe?
Yes, Buddy Loan uses 128-bit SSL encryption, ensuring complete security for your data.
How fast will I get the loan amount?
Loan disbursement can happen within minutes to a few hours, depending on the lender’s verification process.
Are there any hidden charges?
No hidden charges. Processing fees and GST are clearly mentioned upfront.
